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Randy Selzer
Sales Representative

Sutton Group Summit Realty Inc., Brokerage
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Find Your Dream HomeFree Evaluation
If the time has come for You to "Find Your Dream Home", then I would love to help. New properties are listed every day. By filling out the form, I can have new Listings emailed to You as soon as they become available.The Equity in your home is like any other investment - it needs to be monitored. Homeowners should have their Equity evaluated once a year.
Now might be the perfect time...
Did you know?

Did you know?

IS A HOME A GOOD INVESTMENT? 10 BEST REASONS TO MOVE8 COMMON MISTAKES MOST HOME SELLERS MAKE
For those wanting a steady return on their money, houses can be a sure bet. When the baby boomers started madly buying housesTo make the best remodel or move decision, it is important to understand all the reasons that you have to remodel and all the reasons that you have to move. This article reviews common reasons to move.1. Failure to effectively market the property. Good marketing distinguishes your home from hundreds
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Home Buying Assistance

Home Buying Assistance

BUYING HOME CHECKLISTSELLING YOUR HOME - WHEN IS THE RIGHT TIME?HOW REAL ESTATE MARKET CONDITIONS AFFECT YOUR OFFER PRICE
If you are buying a home, then, before you decide on whether this home is your dream home, the following checklist will help you look at prospective homes with a critical eye. We suggest printing this page and putting it on a clipboard. When you find a home that really interests you, mark the features you see and note their general condition on this list.When should I sell my home? Your answer to this question might be right now! If you have taken a job in another city or made an offer on a new home, or had an addition to your family, selling your home fast might be the most important goal you have. Most people, however, have some flexibility when they sell their home. Let us take a closer look at the most important factors that can go into this decision.A hot market is a "seller’s market". During a seller’s market, properties can sell within a few days of being listed and there are often multiple offers. Sometimes homes even sell above the asking price. Though most buyers want to get a "deal" on a home, reducing your offer by even a few thousand dollars could mean that someone else will get the home you desire.
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Canada Referral - Real Estate Referrals

24 EXPERT HOME STAGING TIPS

The first step in maximizing the sale of your home is to properly prepare it to show at its best. Studies have shown that professionally staged homes sell faster, and sometimes for more money, than those homes which have not been prepared for sale...Here are 24 Expert Home Staging Tips that you can do yourself, for little or no money, which can help you to increase the house's likelihood of selling, the speed in which it sells, and the price which it gets.

1.) MAKE ALL NEEDED REPAIRS

Any small deficiency can take away from the appeal of your home to the potential buyer. A leaky bathroom faucet, a broken door bell, or peeling paint in the bathroom may seem minor to you, but these items could be a sign of overall owner neglect to the home buyer. That is why these minor problems should be either repaired, covered over, or replaced. All these signs of owner neglect must be eliminated. These items may be easily overlooked, so make sure you inspect your home thoroughly so that you can find and repair them. The best thing about these minor repairs is that they are relatively inexpensive and most you can do yourself in a short period of time. More Home Staging Tips

10 TIPS TO PREPARE YOUR HOME FOR WINTER*

*Here are 10 Tips to Prepare Your Home for  Winter:

  
  1) Furnace Inspection: 

  •  Call an HVAC professional to inspect your furnace and clean ducts.
  • Stock up on furnace filters and change them monthly.
  • Consider switching out your thermostat for a programmable thermostat.
  • If your home is heated by a hot-water radiator, bleed the valves by opening them slightly and when water appears, close them.
  • Remove all flammable material from the area surrounding your furnace.  More

REAL ESTATE CLOSING COSTS*

 TYPICAL REAL ESTATE CLOSING COSTS:

As a home buyer, you need to know the costs when you purchase a home. There are real estate closing costs when purchasing any home in Ontario, and here is an outline of what you should expect: 

1. Purchase Price (from offer) less deposit.

2. Home inspection fee:  Approx. $300.00 - $500.00 

3. Appraisal fee: (lender will arrange appraisal at your expense, approx. $250.00).

4. Legal fee for purchase of home:  Usually about $1250.00 in all - comprising of $500-$700 for the basic fee, including title search, registration fees, plus disbursements, which are the photocopies, courier costs, etc that your lawyer encurs while processing your file. When selling, approximately $1000.00 in all, with a base fee of $400-$600 plus disbursements (title search not required) More on Real Estate Closing Costs in Ontario

Oakville Clearview Neighborhood*

Clearview is one of three neighbourhoods in Southeast Oakville, ( Ward 3).  According to the Statistics Canada 2006 census, Clearview has a population of 7280.  Over the past 20 years, Clearview's population has consistently exceeded the Town of Oakville's projected "ultimate population" of 6000. More on Clearview

OAKVILLE REAL ESTATE THEN AND NOW*

We often hear in the newspaper these days how the real estate market in Canada has recovered. But there is no better evidence than the actual MLS sales figures, as reported by the Toronto Real Estate Board. Here is a chart of November 2008 sales in the Town of Oakville (W21), which we will compare with the November 2009 sales.

Data is broken down into property types...today we will look at 2 - the Attached Freehold Townhouse (Att/Row/Twnhouse on the chart), and Detached Homes...more on Oakville Real Estate

How HST Will Impact You in 2010*

The Ontario Government recently enacted legislation which will implement the much-dreaded HST Tax. This new tax will take effect on July 1, 2010.

The HST tax will effectively combine the Provincial Sales Tax of 8% percent with the Federal GST Tax of 5% percent, to create a new "harmonized" total tax of 13% percent. This new tax will be applicable to many real estate services which hitherto only had one or the other tax applied.

The HST will result in a 13% tax on new home construction, but my post today will concern those ancillary costs pertaining to the buying and selling of resale residential real estate properties in Ontario...more on HST Buying a Resale Home in Ontario 

Oakville Real Estate Yearend Review - 2009*

What a difference a year makes! It is interesting to compare real estate market statistics for Oakville, Ontario (W21), as they appeared on December 31, 2008, versus Dec 31, 2009. All figures provided by the Toronto Real Estate Board. more

Oakville, Ontario School Rankings*

The Fraser Institute's Report Card on Ontario Schools provides Oakville parents an idea of where their children's school ranks against the rest. 

The Report, released in 2008, ranks all schools in Ontario based on their results in the Education Quality and Accountability Office (EQAO) standardized tests. A score out of 10 is given and compared to previous years' scores as well as previous years' rankings. Oakville School Rankings

Most Expensive Neighborhoods in Mississauga*

Have you ever wondered what are the most expensive neighborhoods in Mississauga, Ontario? Well here they are in all their glory. Mississauga has grown from a sleepy collection of small towns to a vibrant community of over 700,000 people - a large city in itself and yet also Toronto's western suburb. Even though Mississauga is usually viewed as a middle class or upper middle class area, there are also many pockets of extreme luxury sprinkled throughout the city. So here are Mississauga's most expensive neighborhoods......

Absoluteworld Mississauga*

Absoluteworld Towers are Rising in Mississauga 

On November 28, 2006, during the 24th annual Mississauga Urban Design Awards, Mayor Hazel McCallion announced that an international competition would be held for the design of the 4th tower at the Absolute condominium community, located at the north-east corner of Burnhamthorpe Rd. and Hurontario St. in Mississauga. Three previous buildings in the Absolute project had already been successfully sold to the public, with tradional designs, but it was felt that something special was needed for the landmark 4th tower, which was to be as high as 56 storeys.  More on Absoluteworld condos in Mississauga, Ontario

Simple Guide to CMHC Mortgage Rule Changes*

Canada Mortgage and Housing Corporation (CMHC) is Canada's national housing agency. CMHC is Canada's top provider of mortgage loan insurance, mortgage-backed securities, and housing policy and programs. CMHC insures certain loans that banks make, and also determines the policy under which the banks can make loans. CMHC have announced major changes for loan approval which will impact people all across Canada....so whether you are buying a home in Mississauga, or in North Vancouver, whether you are a first-time buyer, or buying a second home or investment property, if you need a mortgage loan, these new rules will affect you...especially, if you are self employed, or if you are a salesperson who earns commission, you need to understand the new loan approval requirements...here is a simple guide for Canadian homebuyers.... 

CMHC Mortgage Rule Changes in Plain English...

Mortgage and Ontario Land Transfer Tax Calculator

Here is an easy Mortgage and Ontario Land Transfer Tax Calculator....just enter in your information, and let the computer calculate for you! When determining tax, enter either Ontario or Ontario (Toronto) for the appropriate tax, and remember to indicate if you are a first time buyer. Remember that as a first time buyer, the maximum credit for Ontario Land Transfer Tax is $2000.00, and any tax above that amount is still due and payable....in addition to the provincial tax, if you live in the City of Toronto, there is an additional municipal land transfer tax payable....

Mortgage and Land Transfer Tax Calculator

House Prices in Oakville Real Estate 2010*

A mid year study of house prices in Oakville, Ontario reveals a very healthy real estate market overall. The following charts will show that homes in Oakville appreciated in all categories - detached homes had a price increase of 15.7% year-over-year, with semi-detached up 11.6% in price, condo townhouses up 13.2%, and attached freehold townhouses up an impressive 19.7%. more info on house prices in Oakville..

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